Code Copper

Engineering the Future. Crafting Digital Excellence.

Enterprise Software · 2025

Northbank for Northbank Financial

A regulated onboarding platform that cut commercial account opening from nine days to under an hour.

52 min
Onboarding time
-61%
Abandonment
0
Audit findings

The challenge

Commercial onboarding involved eleven handoffs, six PDFs and a compliance review that ran entirely over email. Drop-off after step three exceeded 40%.

What we did

  1. Rebuilt the flow as a resumable, server-rendered wizard with per-step persistence.

  2. Automated KYB checks through a rules engine with a full audit trail for regulators.

  3. Introduced a reviewer console with queue prioritisation and SLA visibility.

  4. Instrumented every step so the compliance team could see drop-off in real time.

The outcome

Account opening now completes in fifty-two minutes on average, and abandonment fell by 61% within two quarters.